Terms of Service

These Terms of Service (“Terms”) govern your access to and use of the websites and services provided by Northfield Pay, Inc. (“Northfield Pay”, “we”, “us”). By using them you agree to these Terms. If you use them on behalf of an organization, you confirm you are authorized to accept these Terms for it.

1. Eligibility

You must be at least 18 years old and able to form a binding contract to use our services. Our services are intended for business and professional use.

2. Acceptable use

You agree not to:

• break any law or infringe anyone’s rights;
• upload malicious code or attempt to gain unauthorized access to our systems;
• interfere with or overload our services, or scrape them at scale;
• resell or sublicense the services unless we agree in writing;
• use the services to build a competing product.

3. Your content

You keep ownership of the content and data you submit. You grant us a limited license to host, process and display it only as needed to provide and improve the services, as described in our Privacy Policy.

4. Our intellectual property

The services, including software, design, text and trademarks, belong to Northfield Pay or its licensors. We grant you a limited, non-exclusive, non-transferable right to use them in line with these Terms.

Third-party services

The services may link to or integrate with third-party products. Their terms and privacy practices apply to your use of them, and we are not responsible for them.

Disclaimers

Except as expressly stated in a written agreement, the services are provided “as is” and “as available”, without warranties of any kind, whether express or implied, including merchantability, fitness for a particular purpose and non-infringement.

Limitation of liability

To the extent permitted by law, Northfield Pay will not be liable for indirect, incidental, special, consequential or punitive damages, or for lost profits, revenue or data. Our total liability for any claim is limited to the amount you paid us in the 12 months before the event giving rise to the claim, or US$100 if you have not paid us.

Indemnity

You will defend and indemnify Northfield Pay against third-party claims arising from your content or your breach of these Terms.

Suspension and termination

You may stop using the services at any time. We may suspend or end access if you breach these Terms or if required by law. Sections that by their nature should survive termination will survive.

Governing law and disputes

These Terms are governed by the laws of the State of Delaware, without regard to conflict-of-law rules. Courts located in Delaware have exclusive jurisdiction, except that either party may seek injunctive relief in any competent court. If you are a consumer in the EU or UK, you also keep the protection of the mandatory laws of your country of residence.

Changes

We may update these Terms. For material changes we will give reasonable notice, for example by email or a notice on the site. Continued use after changes take effect means you accept them.

Contact

Northfield Pay, Inc., 100 King St W, Toronto, ON M5X 1A9. sales@northfieldpay.example